Welcome to Pratibha Finance. By accessing or using our services related to Auxiliary Financial Activities (NIC 66190), you agree to comply with and be bound by the following Terms and Conditions. Please read them carefully.
1. Acceptance of Terms
By using our services, you confirm that you have read, understood, and agreed to these Terms and Conditions. If you do not agree, please refrain from using our services.
2. Nature of Services
Pratibha Finance provides support services including:
Loan assistance and facilitation
Financial documentation and processing
Investment-related assistance
Coordination with financial institutions
We do not provide direct lending or financial products but act as a facilitator.
3. User Responsibilities
You agree to provide accurate and complete information.
You are responsible for the authenticity of documents submitted.
You shall not misuse our services for illegal or fraudulent purposes.
4. Fees and Payments
Service charges will be communicated in advance.
Payments must be made as per agreed terms.
Non-payment may result in delay or suspension of services.
5. No Guarantee of Approval
While we assist in financial processes:
We do not guarantee loan approvals or financial outcomes.
Final decisions rest with banks or financial institutions.
6. Data Confidentiality
We maintain strict confidentiality of client data. However:
We may share necessary information with financial institutions for processing.
We are not responsible for third-party data handling practices.
7. Limitation of Liability
We are not liable for rejection of applications by financial institutions.
We are not responsible for indirect or consequential losses.
Our liability is limited to the service fee charged.
8. Service Timelines
We aim to provide timely services, but delays may occur due to external factors such as bank processing or document verification.
9. Termination of Services
We reserve the right to suspend or terminate services if:
Terms are violated
False information is provided
Payments are not made
10. Changes to Terms
Pratibha Finance may update these Terms and Conditions at any time without prior notice. Continued use of services indicates acceptance of updated terms.
11. Governing Law
These terms shall be governed by the laws of India.
12. Contact Information
For any queries or concerns regarding these Terms and Conditions, you may contact Pratibha Finance for support.