At Pratibha Finance, we are committed to protecting the privacy and confidentiality of our clients. This Privacy Policy explains how we collect, use, and safeguard your information when you use our services under Auxiliary Financial Activities (NIC 66190).
1. Information We Collect
We may collect the following types of information:
Personal Information: Name, contact number, email address, ID proof, etc.
Financial Information: Income details, bank-related information, and financial documents
Business Information: Company details and related records (if applicable)
Technical Information: IP address, device details, and usage data
2. How We Use Your Information
Your information is used for:
Providing financial assistance and support services
Processing applications and documentation
Coordinating with banks and financial institutions
Customer communication and support
Improving our services and operations
3. Data Protection & Security
We implement appropriate security measures to protect your data from:
Unauthorized access
Data loss or misuse
Security breaches
However, no system is completely secure, and we advise clients to take necessary precautions.
4. Data Sharing
We do not sell or rent your personal information. Your data may be shared only:
With banks, NBFCs, or financial institutions for processing
When required by law or legal authorities
With authorized service partners under confidentiality agreements
5. Data Retention
We retain your data only for as long as necessary to fulfill service requirements or comply with legal obligations.
6. Your Rights
You have the right to:
Access your personal data
Request correction or updates
Request deletion (subject to legal requirements)
7. Cookies & Tracking
Our systems may use basic cookies or tracking tools to improve user experience and service performance.
8. Third-Party Links
Our services may include links to third-party websites. We are not responsible for their privacy practices.
9. Updates to Privacy Policy
Pratibha Finance may update this Privacy Policy from time to time. Changes will be effective immediately upon posting.
10. Contact Us
For any questions or concerns regarding this Privacy Policy, you may contact Pratibha Finance for assistance.